NEWVault Insights AI: ask your vault anything, cited to the source.See how it works
FutureVault
Book a demo
Book a demo
DIGITAL VAULTS + DOCUMENT INTELLIGENCE

The document
backbone for
the most trusted
firms.

Branded digital vaults for every client, with document intelligence that reads, sorts and acts on every file. Delivered automatically, exchanged securely and governed by design, for wealth, banking and insurance.

Book a demoWatch the 2-minute overview
Ezra Group Superior Integration Score badgeSOC 2 Type II examinedWealthTech100 2022, FinTech Global5-Star WealthTech Provider 2022–2025, Wealth Professional Canada#1-rated in Client File Sharing*
Trusted by 50+ enterprise partners
Harbor Peak client vault with documents, AI insights and requests
VAULT INSIGHTS AIIRA beneficiary differs from the 2024 will.IRA Beneficiary Form.pdf
BULK DELIVERYAudited482,190Q3 statements delivered to 61,204 vaults
UPLOAD REQUEST · 3 OF 4Photo IDVoided checkIRA beneficiary formTrust certificate
1,325%
ROI on Intelligent Document Processing
350K+
Files delivered per hour at peak
7M+
Documents processed a month
8.82/10
Ezra Group integration score*
Trusted by industry leaders

Some of the most reputable institutions and firms
run on FutureVault.

THE PROBLEM

Every answer is
in your documents.No one can
safely reach them.

InaccessibleStatements, tax forms and client files are scattered across custodians, inboxes and drives. No one sees the full picture.
UnguardedShared folders and email attachments have no permissions, no retention and no audit trail. One wrong forward is a breach.
Gated by the org chartLines of business, teams and advisors each see a different slice, so access is either too narrow to work or too wide to be safe.
Invisible to AIThe insight your firm needs is locked in documents your AI can’t read, can’t trust and isn’t allowed to touch.

FutureVault
fixes that.

One governed document layer, with the right access for every person, team and AI.

The stakes

The real cost of documents
in the wrong place.

Scattered documents aren’t just inefficient. They’re how fraud gets in, how breaches get expensive, how regulators find gaps and how families walk away.

$3.05BEmail is where fraud happens.Business email compromise was the second-costliest cybercrime reported to the FBI in 2025. Every statement and tax form sent as an attachment is a target.Secure, branded vault delivery replaces attachments.Source: FBI Internet Crime Report 2025
$6.29MA breach costs financial firms more than almost anyone.The average financial services data breach now costs $6.29 million, second only to healthcare and 26% above the global average.SOC 2 Type II security, encryption and a full audit trail around every document.Source: IBM Cost of a Data Breach Report 2026
$2B+Regulators are counting every record.Since late 2021, SEC recordkeeping enforcement has charged more than 100 firms, with over $2 billion in penalties.Retention, legal holds and books-and-records support for SEC, FINRA and CIRO rules.Source: SEC enforcement results, fiscal 2024
$124TThe next generation is inheriting your book.$124 trillion is set to change hands through 2048, with $105 trillion going to heirs. Families who can’t find their documents don’t stay.A family vault keeps every generation connected to your firm.Source: Cerulli Associates, 2024
The platform

One platform. Three layers. Zero gaps.

Start with the vault. Add delivery, governance and AI as you grow, all on one platform.

Explore the platform
01DOCUMENT LAYER

Every document, in the right vault.

Branded vaults, secure exchange, bulk delivery and onboarding.

02GOVERNANCE LAYER

Rules every action follows.

Role-based access controls, enterprise-scale permissions, retention, legal holds and a complete audit trail.

03INTELLIGENCE LAYER

AI that knows your documents.

Answers cited to the source, data extracted at scale, and your AI tools connected safely.

See it

A vault your clients will actually use.

Every document, every request and every insight for a household, in one branded place.

harborpeak.futurevault.com
HARBOR PEAKWEALTH PARTNERS
CLIENT VAULT
Dashboard
Documents
Vault InsightsAI
Shared With Me
Upload Requests2
Signatures
Powered by FutureVault
Harbor Peak Wealth Partners / Documents
Chen Family VaultUpload documents
Vault Insights AI3 new insightsIRA beneficiary differs from 2024 willRMD due Dec 31Trust certificate missing
NET WORTH$4.82MHousehold data
HOUSEHOLD AUM$3.15MCustodian feed
RETIREMENT PLAN87%Financial plan
Statements36 files
Tax Forms9 files
Onboarding11 files
Recently added
Q3 2026 Brokerage Statement.pdfStatementsCustodianOct 03
IRA Account Application (Signed).pdfOnboardingHarbor PeakSep 24
2025 Form 1099 Composite.pdfTax FormsCustodianFeb 14
  1. 1Custodial documents, deliveredStatements, reports and 1099s filed to every client vault automatically.
  2. 2Onboarding and account openingCollect, sign and file new-account paperwork in one guided workflow.
  3. 3Bi-directional exchangeBest-in-class secure sharing and file requests, both ways, no email.
  4. 4Third-party collaborationCPAs, attorneys and family get exactly the access they need.
  5. 5Your branded vaultClients sign in to a vault carrying your brand on web, iOS and Android.
  6. 6Secure and compliantSOC 2 Type II examined, with a full audit trail.
AI THAT FOLLOWS THE RULES

Ask your vault
anything.

Vault Insights AI answers from a household’s own documents, cited to the source. FutureVault MCP brings Claude, ChatGPT and your AI agents to the same documents, without bypassing permissions or audit.

Answers drawn only from the vault being askedEvery answer cited to its source documentAI sees only what each user may seeEvery AI action permissioned and logged
See Vault Insights AIExplore FutureVault MCP
Chen Family Vault · Vault Insights AI
What changed in the Chen family’s estate documents this year?
Three changes this year:1. The IRA beneficiary now differs from the 2024 will. IRA Beneficiary Form.pdf2. A trust amendment was signed on March 4. Trust Amendment (Signed).pdf · p.23. The trust certificate requested in August is still missing. Open request #4
Create follow-up taskRequest trust certificate
Answers drawn only from this vault · Permissioned · Logged
FutureVault MCPFUTUREVAULT MCPWorks with Claude, ChatGPT, Gemini, Microsoft Copilot and your own AI agents.MExplore FutureVault MCP
SECURE AI
Private LLMsPermission-awareEvery AI action loggedSOC 2 Type II examined
How we secure AI
Solutions

Built for the firms that hold the most trust.

All industries
Wealth ManagementRIAsFINRA Broker-DealersCIRO Investment DealersBanksCredit UnionsInsuranceFamily OfficesAsset & Fund Managers
Popular use cases
Custodial statement deliveryTax season deliveryClient onboardingAdvisor transitionsCompliance & audit readinessDocument governanceEstate planning & wealth transferDocument intelligence
FutureVaultFUTR Planning
ADVISOR LEAD GENERATION

Partner with us
to grow and scale.

A volume-discounted advisor lead generation program, powered by FUTR Planning, plus prospect and client vaults to help you grow, manage and scale your business.

5–10FUTR Planning leads a month: our launch promotion for new customer partners*
Explore the programJoin the program
*Offer terms to be confirmed.
LEAD. PROSPECT. CLIENT.
  1. LeadA prospect starts a FUTR plan.
  2. ProspectA plan in 2 to 3 minutes makes them planning-qualified.
  3. Prospect vaultA secure, branded vault from day one.
  4. OnboardDocuments collected, signed and filed.
  5. New clientOngoing service in the same platform.
Proof

Results, not promises.

All customer stories
FEATURED · INSURANCE & FINANCIAL SERVICES1,325%Tier-1 financial services and insurance institution100,000+ hours of manual labor saved with Intelligent Document Processing.Read the story
WEALTH MANAGEMENT · CIRO
30%+Aligned Capital PartnersImproved operational efficiency by streamlining onboarding, advisor transitions and document delivery.Read the story Ezra Group Superior Integration Score badge8.82/10The highest integration score in Client File Sharing.Ezra Group WealthTech Integration Score, rated Superior.
CI Financial
The Vault provides our Advisors with the tools and intelligence to streamline mission-critical business processes and improve compliance. Ultimately, we are empowering our advisors to deliver an unrivalled experience for clients in order to deepen and grow their relationships.
Christopher EnrightChristopher EnrightExecutive Vice President, Co-Head of Wealth Canada, CI Financial Corp.
Integrations

Your stack. Connected. Your vault at the center.

Custodians, CRMs, eSignature, reporting and AI: 7,000+ apps and 1,000+ API endpoints.

See all integrations
SchwabFidelity Clearing CanadaCI Investment ServicesNBINAxosSalesforceMicrosoft DynamicsDocuSignAdobe SignAddeparAppCrownDatabricksd1g1tZapierAzure AD
SOC 2 Type II examined

What happens in the vault,
stays in the vault.

SOC 2 Type II examinedEncrypted in transit and at restMFA on every accountFull audit trail
Visit the Trust Center
The Pulse

Insight that moves the industry.

Read The Pulse
What Is a Digital Vault? A Complete Guide for Financial ServicesINDUSTRY INSIGHTOctober 6, 2026What Is a Digital Vault? A Complete Guide for Financial Services7 Proven Strategies to Win at The Great Wealth TransferINDUSTRY INSIGHTOctober 6, 20267 Proven Strategies to Win at The Great Wealth TransferQ3 2026 Product Update: Ask Your Vaults, Audit EverythingFUTUREVAULT PRODUCTOctober 6, 2026Q3 2026 Product Update: Ask Your Vaults, Audit Everything
FAQ

FutureVault, in four answers.

What is FutureVault?

FutureVault is Intelligent Document Infrastructure for banking, financial services and insurance: AI-powered Digital Vaults, Intelligent Document Processing and an MCP and AI orchestration layer, trusted by 50+ enterprise partners and 1M+ client vaults.

What is a digital vault?

A secure, encrypted online home for important documents, the digital equivalent of a safety deposit box, with permissions and an audit trail on every action.

Who uses FutureVault?

Wealth management firms and RIAs, broker-dealers, CIRO investment dealers, banks, credit unions, insurers and family offices.

Is FutureVault secure?

FutureVault is SOC 2 Type II examined, with encryption in transit and at rest, MFA and a complete audit trail.

Is FutureVault secure enough for our compliance and InfoSec teams?

FutureVault is SOC 2 Type II examined, encrypts data in transit and at rest, supports multi-factor authentication and records every action on a complete audit trail.

Will our clients actually use it?

Client vaults carry your brand on web, iOS and Android, with notifications when new documents arrive and simple, secure requests. FutureVault powers more than 1 million client vaults across 50+ enterprise partners.